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TransUnion Canada

From Wikipedia, the free encyclopedia
TransUnion Canada
Company typeCanadian division
IndustryCredit risk assessment
HeadquartersBurlington, Ontario
ProductsCredit reports
ServicesCredit information
OwnerTransUnion
Websitewww.transunion.ca

Based in Burlington, Ontario, TransUnion Canada is one of two[1] credit reporting agencies in Canada. Like their main competitor, Equifax Canada, they now market their credit reports directly to consumers, in addition to their core business of providing the reports to potential creditors.

Services

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Services offered by TransUnion Canada include:

  • Disputes
  • Fraud
  • General
  • Score
  • Consumer disclosures[2]
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In 2012 Consumer Protection B.C issued a compliance order against Trans Union to remove all data it held over 6 years. Trans Union refused to comply with the compliance order as it felt obligated to report "substantiated facts" longer than six years. TransUnion requested a review of the compliance order, which led to court action. The BC Supreme Court ruled in 2014 that the compliance order was lawful.[3][4]

See also

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References

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  1. ^ "Credit Report, Credit Score and Credit Rating - Office of Consumer Affairs". www.ic.gc.ca. Archived from the original on 17 October 2017. Retrieved 13 January 2022.
  2. ^ "Consumer Disclosures".
  3. ^ "Trans Union credit agency ordered to delete old data". The Globe and Mail. 2014-01-20. Archived from the original on 2016-07-01.
  4. ^ Supreme Court Case Docket Number: S124585
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